Oh boy.. It's almost that time again:back to school! Every year the summer seems to go by faster and faster.  But what exactly does this have to do with insurance you ask?  Here are 4 "insurance" things to keep in mind as the school year begins:

1.  Good grades:   If you have a teenage driver in the house, our carriers offer "good student" discounts.  With a copy of a grade report showing a B+ average or better, your "good student" is eligable for a discount!  This discount applies to students who have less than 6 years of driving experience.

Did you know that June is the most popular month for weddings?  As many of my friends and clients have gotten married in June and some are currently planning their weddings I thought I'd share an insurance tip this week just for engaged couples and newlyweds:

You're spending a lot of money on your wedding and those rings.  Make sure they are covered!

If you are currently renting your home or an apartment, it's time to learn more about renters insurance!

Here's the deal:  Homeowners Insurance covers the house itself and the items inside.  It also provides liability coverage.  But if you don't own the home, you don't need the insurance to cover it.  All you need is Renters Insurance to cover your personal belongings and provide liability protection.  It might not seem like you have a lot of personal belongings to cover, but it can add up quickly.  When you think about the cost to replace your furniture, dishes, sheets, books and everything else filling up your home, it's probably more than you thought.  The liability coverage is equally important.  If you accidentally cause a fire that burns down the property, your insurance will pay the landlord to replace it.  Or, if someone gets injured in your home and you're found liable, your policy will respond.