Every month, we share easy tasks you can do to keep your home in tip-top shape all year long.  So, here are 5 tasks that you can do in September to prepare your home for cool fall weather!

1.  Check Gutters:  Take a few minutes to make sure your gutters are clear.  With rain and falling leaves, gutters will be working overtime.  By making sure they're clear now, you'll avoid possible water damage later on.

When quoting auto insurance for clients, we frequently discuss how to choose the right deductible.  I thought I’d take a few minutes to share this information here, too:

A deductible is the amount you pay out of pocket when you have a claim.  If you have a $500 collision deductible and have an accident, then you would pay $500 towards repairing your vehicle (if you are at fault) and insurance would cover the rest. The deductible you choose directly relates to the amount of money you spend on premiums each month.  The higher the deductible ($250, $500, $1000), the lower your monthly cost.