If you are currently renting your home or an apartment, it's time to learn more about renters insurance!
Here's the deal: Homeowners Insurance covers the house itself and the items inside. It also provides liability coverage. But if you don't own the home, you don't need the insurance to cover it. All you need is Renters Insurance to cover your personal belongings and provide liability protection. It might not seem like you have a lot of personal belongings to cover, but it can add up quickly. When you think about the cost to replace your furniture, dishes, sheets, books and everything else filling up your home, it's probably more than you thought. The liability coverage is equally important. If you accidentally cause a fire that burns down the property, your insurance will pay the landlord to replace it. Or, if someone gets injured in your home and you're found liable, your policy will respond.
Renters Insurance is a very affordable way to protect what you've worked hard to acquire. In fact, it's probably a lot cheaper than you'd expect! And many times, the discount you receive on your auto policy for having multiple policies (renters or homeowners) can almost pay for the entire renters policy!
So, if you are renting in the state of Massachusetts, it's time to protect yourself and your valuables. Give us a call at (978) 562-3464 today and ask for a no obligation quote on Renters Insurance... And don't forget to ask how much you'll save on your auto insurance, too!