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Getting Married? Insurance Tips for your Wedding Rings

6/18/2014

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Did you know that June is the most popular month for weddings?  As many of my friends and clients have gotten married in June and some are currently planning their weddings I thought I'd share an insurance tip this week just for engaged couples and newlyweds:

You're spending a lot of money on your wedding and those rings.  Make sure they are covered!

Jewelry is covered under your Homeowners or Renters Insurance but the coverage amount is limited.  If you don't cover the individual piece of jewelry specifically ("schedule it"), you won't have enough - or any insurance if it were to be lost or stolen.

To schedule your jewerly on to your Home or Renters policy, get it appraised first.  Then, bring in a copy of the appraisal(s) and we'll add the pieces to your policy.  You'll have peace of mind knowing that your valuable items are protected in the event they are lost, stolen or damaged. 

If you are renting or getting ready to purchase a home and don't have a current policy, now is a great time to schedule a free consultation to discuss what coverage you'll need and how much it will cost.  Renters Insurance is very inexpensive and can provide a lot of protection as you combine your two households. 

But the very best tip I can give?  Call us today at (978) 562-3464 for a free quote and work with an insurance agency that you can trust.  We will look out for you and help you obtain the right coverage at an affordable rate.

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