Discounts are the best way to save on your MA insurance premium each and every month... but.. a lot of people are missing out on them!  With a little documentation you could see a great savings!
Multi Policy Discounts:  When you have all of your insurance in one place, you save more!  If your MA auto and home insurance is spread out between multiple companies or agencies, let us help you consolidate.  You'll be better protected (no gaps in coverage) and save money.  With our carriers, you'll save up to 20% on your homeowners policy and up to 10% on your auto policy.  That's a significant savings!
Security Discounts:  Does your home have a security system or fire protection system?  

With Spring upon us, weddings are underway!  Planning a wedding and getting married is a blissful experience but there are some considerations couples have to take into account when it comes to insurance and merging two households.  
Auto:  The good news is that now that you're married, you can add your vehicle to your spouse's policy and obtain a "multi-vehicle" credit.  Review both of your policies and decide which policy you want to use.  Keep in mind however that if one of you has points, those points will automatically be applied to the more expensive vehicle to insure - no matter who drives the vehicle primarily.  If you both have excellent driving records then combining your policies into one should only be of benefit to you.

Oh trees and insurance...  "If a tree falls in my yard am I covered?"  "What if a tree hits my home?"  These are questions we get all of the time.  Let's jump right in and address the first question:  

What happens when a tree falls in your yard and DOES NOT hit your home: Whether it's your neighbor's tree or your tree, most MA homeowners insurance companies will not pay for it to be cleaned up (debris removal).  However, if it is blocking the street or a ramp designed for the handicapped, some insurance companies may pay for the cost of removing it.  If you notice that your neighbor's tree is damaged and may possibly fall on your property, be proactive and talk to your neighbor about removing it before it falls.
  
So what happens when the tree falls and DOES hit your home?