Massachusetts Insurance Discounts.. Are You Getting Them?

Discounts are the best way to save on your MA insurance premium each and every month... but.. a lot of people are missing out on them!  With a little documentation you could see a great savings!
Multi Policy Discounts:  When you have all of your insurance in one place, you save more!  If your MA auto and home insurance is spread out between multiple companies or agencies, let us help you consolidate.  You'll be better protected (no gaps in coverage) and save money.  With our carriers, you'll save up to 20% on your homeowners policy and up to 10% on your auto policy.  That's a significant savings!
Security Discounts:  Does your home have a security system or fire protection system?  

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Some of these devices will help you save BIG on your MA home or MA renters insurance.  If you have a certificate of installation, let us know and we’ll see if you qualify.
Driver Training and Advanced Driver Training:  Did your child take Driver’s Ed or Advanced Driver Training?  Did you take Advanced Driver Training?  These classes will typically qualify for discounts!  Just bring in a copy of your completion certificate and we’ll get it added to your policy.  Driver's Ed is really a necessity for beginner drivers.  Not only does it prepare you to drive, the discounts are very significant.  We ALWAYS recommend that beginner drivers take Driver's Ed at the very least.  The Advanced Driver Training (known as In Control Crash Prevention) course is located in North Andover, MA and is taught by professionals, all of whom have racing experience.  To register for a class and for detailed information please visit the website:  http://www.driveincontrol.org
Teenage Driver With Good Grades - Good grades will help you save!  Some of our carriers offer a discount for students who maintain a high GPA.  Give us a call to see the requirements for your policy. 
Student Away at School:  If your child is a full time student and resides at a school located at least 100 miles away, you can be eligible for this discount (assuming the child does not have regular access to the car while away at school).  Again, please contact us for further details
Payment Discounts:  There are many different options when it comes to paying your premiums.  Some policies offer discounts for paying in full or a reduced installment fee if you put the payment on auto-draft.  We can advise you of all the payment options so you pay as little as possible.  Taking advantage of these payment options not only saves you money but keeps your policy from getting cancelled for forgetting to pay the bill : )

The key to this?  Talk to your agent!  When we schedule reviews, we can review your policy discounts and make sure you are receiving the best coverage at the best price.  Call us today at (978) 562-3464 or send us an email to schedule an appointment!

Thomas E. Sears Insurance Agency, Inc.