Terms of Use
Last Updated: October 14, 2025
1. Acceptance of Terms
These Terms of Use (“Terms”) govern your access to and use of the website at www.tesearsinsurance.com (the “Site”) and any services, features, or content offered on or through the Site by Thomas E. Sears Insurance Agency, Inc. (“we,” “us,” or “our”). By using or accessing the Site, you agree to these Terms. If you do not agree, you may not use the Site.
2. Changes to Terms
We reserve the right to modify or update these Terms at any time. When we do, we will post the revised version here with a new “Last Updated” date. Your continued use of the Site after changes constitute your acceptance of the revised Terms.
3. Use of the Site
- You agree to use the Site only for lawful purposes and in a way that does not infringe on the rights of, restrict or inhibit anyone else’s use.
- You may not use the Site to transmit any harmful code (e.g. viruses, malware) or to harvest data from the Site (such as email addresses) without permission.
- We may suspend or terminate your access at any time for violation of these Terms.
4. Intellectual Property & Content Ownership
All content on the Site, including but not limited to text, graphics, logos, images, icons, audio & video clips, and software (collectively “Content”) is owned by us or our licensors and protected by U.S. and international intellectual property laws. You may not copy, reproduce, republish, distribute, or create derivative works of our Content without our written permission, except that you may download or print pages for your personal, noncommercial use.
5. User Submissions & Feedback
If you send us comments, ideas, or feedback (“Submissions”) via the Site, you grant us a nonexclusive, royalty-free, perpetual, irrevocable license to use, modify, publish or distribute them for any purpose. You represent that you own or have rights to the Submissions and that they do not violate any law or third-party rights.
6. Disclaimers & Limitation of Liability
The Site and all Content are provided “as is” and “as available” without warranties of any kind, whether express or implied. To the fullest extent permitted by law, we disclaim all warranties, including implied warranties of merchantability, fitness for a particular purpose, and noninfringement.
We do not guarantee the accuracy, completeness, or reliability of any content, and we are not responsible for any losses or damages resulting from your use of the Site.
In no event shall we (or our officers, employees, agents, or affiliates) be liable for any special, indirect, incidental, or consequential damages arising from or related to your use of the Site.
7. Third-Party Links & Content
The Site may contain links to third-party websites or content not owned or controlled by us. We are not responsible for the accuracy or practices of those sites. Your use of such sites is at your own risk, and we encourage you to review their terms and privacy policies.
8. Privacy Policy
Your use of the Site is also governed by our Privacy Policy. Please review it to understand how we collect, use, and disclose information.
9. Indemnification
You agree to indemnify, defend, and hold harmless Thomas E. Sears Insurance Agency, Inc., its officers, directors, employees, agents, and partners, from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising out of or in any way connected with your use of the Site, your breach of these Terms, or your violation of any law or third-party right.
10. Governing Law & Jurisdiction
These Terms are governed by the laws of the Commonwealth of Massachusetts, without giving effect to conflict-of-law principles. You agree that any legal action or proceeding between you and us arising out of or related to these Terms or the Site shall be brought exclusively in the state or federal courts located in Massachusetts.
11. Severability & Waiver
If any provision of these Terms is held invalid or unenforceable by a court, the remaining provisions will remain in full force and effect. Our failure to enforce any right or provision of these Terms shall not constitute a waiver of future enforcement of that or any other right.
12. Contact Information
For questions about these Terms, please contact us at:
Thomas E. Sears Insurance Agency, Inc.34 Pope St.
Hudson, MA 01749
Phone: (978) 562-3464
Email: [email protected]
Website: www.tesearsinsurance.com