Basically, Rental Reimbursement/Substitute Transportation coverage is there to help you when your car is unavailable due to a covered claim. Let's say that you had a fender bender and your car is in the shop for a few days getting a new bumper. Or, after a major storm, you have hail damage that needs to be repaired. While the car is being fixed, what are you going to drive??
There are a few situations though where the extra cost of the Rental Reimbursement coverage may not be worth it: If you own multiple vehicles and can easily drive another car while your's is being repaired, or if you could stay home and/or getting back and forth to work is not an issue.
If you are not sure what's best for you, contact us to discuss exactly how much the coverage will cost and the different limits available. We look forward to helping you choose the right insurance coverage!
Thomas E. Sears Insurance Agency, Inc.